Are You A High Risk Driver?

A “high-risk” driver is generally defined by the insurance companies, as someone who has a higher risk of having an auto accident.  Auto insurance companies often see high-risk drivers as undesirable, as they may end up costing a great deal in claims.

Why you may be defined as a high risk driver?

• You have multiple accidents or tickets during a specific period of time.
• You have a DUI.
• You have a serious violation.
• Any accident that results in a fatality.
• Driving without a license.
• Driving without insurance.
• Your drive an exotic car.
• For whatever reason your auto insurance has lapsed.

How to get auto insurance if you are considered high risk

• You may need non-standard insurance.
• SR-22 insurance for specific situations.
• Determine what auto insurance discounts for which you may be eligible.
• Improve your driving skills.
• Consider a lower risk car.

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